Be Prepared for Automobile Emergencies

Over the last century, cars and trucks have become indispensable.  You drive to work, you pick up the kids, you go on vacation, and you deliver goods.  Where would you be without your automobile?  Stuck in the same place, that's where!

But with the convenience of easily accessible transportation comes the risks associated with owning and operating a vehicle.  Automotive emergencies, from accidents to compartment fires to breakdowns, happen every day.  There is simply no way to safeguard yourself against these urgent situations.  The best you can do is be prepared for them.

In the case of a vehicular emergency, there are many items you could need.  Pack an emergency kit and keep it in your car at all times.  Helpful items to have in your kit include a flashlight, a disposable camera, a pencil and paper, and a jacket or blanket. 

Flashlights come in handy frequently, whether you need to look under the hood or the body of the car, walk somewhere at night in search of help, or view a map in a darkened cabin.  If your car has an electrical emergency, you may be very glad you packed another light. 

Disposable cameras and writing utensils are crucial items to have if you have an accident.  If you are in an accident with another person, do not discuss who is at fault.  That is up to the police and your insurance agencies.  Instead, simply exchange all contact and insurance information and agree to be in touch at a later date, after you both talk with the police.  Make sure you see the other driver's license and proof of insurance to prevent them from providing you with false information. 

A jacket or a blanket can be important if you are stranded during the winter.  It is possible to freeze to death in your car. 

You should also always carry a fully inflated spare tire, car jack, and a lug wrench in case you get a flat tire.  If you have not changed a tire many times before, bring along instructions to jog your memory.  If you can't get your car off the road, pull over as far as you can, activate your hazard lights, and take great caution as you change the tire.  You may want to use flares to increase your visibility in case you have to change a tire at night.

Lastly, be sure you keep a complete list of emergency information in your glove compartment.  Include important phone numbers such as that of your car insurance agency, an automobile service agency such as AAA, a towing company, and your personal emergency contacts such as your family members.  Also keep a complete record of your medical needs, such as allergies, blood type, and chronic medical conditions.